:root{
  --gradient-main: linear-gradient(135deg, #0b3d1a 0%, #145a24 100%);
  --gradient-hover: linear-gradient(135deg, #083214 0%, #0b3d1a 100%);

  --green-primary: #0b3d1a;
  --green-hover: #083214;
  --green-secondary:#145a24;
  --green-light: rgba(11, 61, 26, 0.1);

  --yellow: #ffd200;
  --yellow-hover: #e6be00;

  --danger: #dc2626;
  --danger-hover: #b91c1c;

  --white: #ffffff;
  --surface: #ffffff;
  --surface-secondary: #f6f8fb;
  --background: #f4f4f9;

  --text-primary: #0f172a;
  --text-secondary: #475569;
  --text-muted: #64748b;
  --text-on-green:#ffffff;

  --border: rgba(15, 23, 42, 0.10);
  --border-strong: rgba(15, 23, 42, 0.18);

  --shadow-sm: 0 2px 4px rgba(0,0,0,0.1);
  --shadow-md: 0 4px 8px rgba(0,0,0,0.1);
  --shadow-lg: 0 8px 16px rgba(0,0,0,0.2);
  --shadow-xl: 0 12px 28px rgba(0,0,0,0.15);

  --radius-sm: 5px;
  --radius-md: 10px;
  --radius-lg: 15px;
  --radius-xl: 16px;

  --container-width: 1200px;
  --spacing-xs: 10px;
  --spacing-sm: 20px;
  --spacing-md: 40px;
  --spacing-lg: 60px;
}

*{
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body{
  font-family: Arial, sans-serif;
  background-color: var(--background);
  color: var(--text-primary);
  line-height: 1.6;
  min-height: 100vh;
  overflow-x: hidden;
  display: flex;
  flex-direction: column;
}

header{
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: var(--gradient-main);
  color: var(--white);
  padding: 12px 20px;
  box-shadow: var(--shadow-sm);
  position: relative;
}

header h1{
  margin: 0;
  font-size: 1.35em;
  line-height: 1.1;
  white-space: nowrap;
  flex: 1 1 auto;
  min-width: 0;
  overflow: hidden;
  text-overflow: ellipsis;
}

nav{
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 12px;
  padding: 0;
  background: transparent;
  color: var(--white);
  box-shadow: none;
  flex: 1 1 auto;
  min-width: 0;
  position: relative;
}

nav a{
  color: var(--white);
  text-decoration: none;
  padding: 8px 16px;
  border: 1px solid transparent;
  border-radius: var(--radius-sm);
  font-size: 1em;
  transition: all 0.3s ease;
  white-space: nowrap;
}

nav a:hover{
  background: rgba(255,255,255,0.14);
  border-color: rgba(255,255,255,.18);
}

.desktop-menu{
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 12px;
  flex-wrap: wrap;

  min-width: 0;
}

.desktop-menu a{
  font-size: 1em;
  padding: 8px 16px;
}

.hamburger{
  font-size: 24px;
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
  display: none;
  padding: 8px;
  border-radius: var(--radius-sm);
  transition: background 0.3s ease;
}

.hamburger:hover{
  background: rgba(255,255,255,0.14);
}

.mobile-menu{
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  width: 100%;
  background: var(--gradient-main);
  z-index: 1000;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.mobile-menu ul{
  list-style: none;
  margin: 0;
  padding: 0;
}

.mobile-menu ul li{
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.mobile-menu ul li:last-child{
  border-bottom: none;
}

.mobile-menu ul li a{
  display: block;
  padding: 15px 20px;
  font-size: 1em;
  color: var(--white);
  text-decoration: none;
  transition: background 0.3s ease;
}

.mobile-menu ul li a:hover{
  background: rgba(255,255,255,0.1);
}

.mobile-menu.active{
  display: block;
}

main{
  padding: var(--spacing-sm);
  flex: 1;
}

.main-footer{
  background: var(--gradient-main);
  color: var(--white);
  text-align: center;
  padding: var(--spacing-sm) 0;
  position: relative;
  width: 100%;
  font-size: .9em;
}

.main-footer a{
  color: var(--white);
  text-decoration: none;
  transition: opacity 0.3s ease;
}

.main-footer a:hover{
  opacity: 0.8;
  text-decoration: underline;
}

.hero{
  background: var(--gradient-main);
  color: var(--white);
  text-align: center;
  padding: var(--spacing-lg) var(--spacing-sm);
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  box-shadow: var(--shadow-md);
  background-size: cover;
  background-position: center;
  position: relative;
}

.hero-content{
  position: relative;
  z-index: 1;
}

.hero-index{
  background-image: url('/Static/images/hero_background.webp');
}

.hero-about{
  background-image: url('/Static/images/about_us_background.webp');
}

.hero-personal{
  background-image: url('/Static/images/personal_banking_hero.webp');
}

.hero h1,
.hero h2{
  font-size: 2.5em;
  margin-bottom: 15px;
  font-weight: 700;
}

.hero p{
  font-size: 1.2em;
  margin-bottom: 25px;
  opacity: 0.95;
}

.btn{
  display: inline-block;
  padding: 12px 30px;
  background: var(--green-primary);
  color: var(--white);
  border: none;
  border-radius: var(--radius-sm);
  text-decoration: none;
  font-size: 1em;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  text-align: center;
}

.btn:hover{
  background: var(--green-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-primary{
  background: var(--green-primary) !important;
}

.btn-secondary{
  background: transparent;
  border: 2px solid var(--white);
}

.btn-secondary:hover{
  background: var(--white);
  color: var(--green-primary);
}

.hero .btn{
  background: var(--yellow);
  color: var(--green-hover);
  font-weight: 800;
}

.hero .btn:hover{
  background: var(--yellow-hover);
}

.btn-outline{
  background: var(--gradient-main);
  color: var(--white);
  border: 1px solid var(--green-primary);
}

.btn-outline:hover{
  background: var(--gradient-hover);
}

.learn-more-btn{
  padding: 12px 24px;
  background: var(--gradient-main);
  color: var(--white);
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-size: 1em;
  font-weight: 600;
  transition: all 0.3s ease;
}

.learn-more-btn:hover{
  background: var(--gradient-hover);
  transform: translateY(-2px);
}

.services{
  padding: var(--spacing-md) var(--spacing-sm);
  text-align: center;
  background: var(--background);
}

.services h2{
  font-size: 2em;
  color: var(--green-primary);
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
}

.services-container{
  display: flex;
  flex-direction: column;
  gap: 25px;
  max-width: 1100px;
  margin: 40px auto 0;
}

.service{
  width: 100%;
  margin: 0;
  text-align: left;
  display: flex;
  flex-direction: row;
  align-items: stretch;
  gap: 30px;
  padding: var(--spacing-sm);
  border: 1px solid var(--border);
  border-left: 4px solid var(--green-primary);
  border-radius: var(--radius-md);
  background: var(--white);
  box-shadow: var(--shadow-md);
  transition: all 0.3s ease;
}

.service:hover{
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border-strong);
}

.service img{
  width: 260px;
  height: 160px;
  object-fit: cover;
  border-radius: var(--radius-md);
  flex: 0 0 260px;
}

.service-content{
  display: flex;
  flex-direction: column;
  flex: 1;
  min-width: 0;
}

.service-content h3{
  margin: 0 0 10px;
  color: var(--green-primary);
  font-size: 1.5em;
  font-weight: 700;
}

.service-content p{
  margin: 0 0 15px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.service-content .btn{
  margin-top: auto;
  align-self: flex-start;
}

.cta{
  background: var(--gradient-main);
  color: var(--white);
  text-align: center;
  padding: var(--spacing-md) var(--spacing-sm);
  margin-top: var(--spacing-md);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.cta h2{
  font-size: 2em;
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
}

.cta p{
  font-size: 1.1em;
  margin-bottom: 25px;
  opacity: 0.95;
}

.cta .btn{
  background: var(--yellow);
  color: var(--green-hover);
  font-weight: 800;
}

.cta .btn:hover{
  background: var(--yellow-hover);
}

.about-us{
  margin: 0 auto;
  padding: var(--spacing-md) var(--spacing-sm);
  max-width: 100%;
  background-color: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.about-us h1{
  text-align: center;
  font-size: 3em;
  color: var(--green-primary);
  margin-bottom: 30px;
  font-weight: 700;
}

.about-us p{
  font-size: 1.2em;
  line-height: 1.8;
  color: var(--text-primary);
  margin-bottom: var(--spacing-md);
  text-align: center;
}

.mission,
.values,
.history{
  padding: var(--spacing-lg) var(--spacing-sm);
  background-color: var(--background);
}

.mission:nth-child(even),
.values:nth-child(even),
.history:nth-child(even){
  background-color: var(--white);
}

.section-row{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--spacing-md);
  background-color: var(--surface-secondary);
  padding: var(--spacing-sm);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  max-width: var(--container-width);
  margin: 0 auto;
}

.section-content{
  flex: 1;
  text-align: left;
}

.section-content h2{
  font-size: 2em;
  color: var(--green-primary);
  margin-bottom: 15px;
  font-weight: 700;
}

.section-content p{
  font-size: 1.1em;
  color: var(--text-secondary);
  margin-bottom: var(--spacing-sm);
  line-height: 1.7;
}

.section-image{
  flex: 1;
  text-align: center;
}

.section-image img{
  width: 100%;
  max-width: 400px;
  height: auto;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.hidden-text{
  margin-top: var(--spacing-sm);
  padding: var(--spacing-sm);
  background-color: var(--surface-secondary);
  border-radius: var(--radius-md);
  font-size: 1em;
  color: var(--text-primary);
  display: none;
  line-height: 1.8;
}

.hidden-text ul{
  list-style: none;
  padding-left: var(--spacing-sm);
}

.hidden-text ul li{
  margin-bottom: 15px;
  position: relative;
  padding-left: 25px;
}

.hidden-text ul li::before{
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green-primary);
  font-weight: 700;
  font-size: 1.2em;
}

.login-support-container{
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: var(--spacing-md);
  max-width: var(--container-width);
  margin: 0 auto;
  padding: var(--spacing-md) var(--spacing-sm);
}

.login-box,
.support-box{
  flex: 1;
  background-color: var(--white);
  padding: var(--spacing-md);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}

.login-box h2,
.support-box h2{
  font-size: 2em;
  color: var(--green-primary);
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
}

.support-box{
  background-color: var(--surface-secondary);
}

.support-box p{
  margin-bottom: 15px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.support-box ul{
  padding-left: var(--spacing-sm);
  list-style: none;
}

.support-box ul li{
  margin-bottom: 10px;
  position: relative;
  color: var(--text-secondary);
  padding-left: 20px;
}

.support-box ul li:before{
  content: "—";
  position: absolute;
  left: 0;
  color: var(--green-primary);
  font-weight: 700;
}

.support-box a{
  color: var(--green-primary);
  font-weight: 700;
  text-decoration: none;
  transition: color 0.3s ease;
}

.support-box a:hover{
  color: var(--green-secondary);
  text-decoration: underline;
}

.form-group{
  margin-bottom: var(--spacing-sm);
}

.form-group label{
  display: block;
  font-size: 1em;
  margin-bottom: 8px;
  color: var(--text-primary);
  font-weight: 600;
}

.form-group input,
.form-group select,
.form-group textarea{
  width: 100%;
  padding: 10px;
  font-size: 1em;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  outline: none;
  transition: border-color 0.3s ease;
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
  border-color: var(--green-primary);
  box-shadow: 0 0 0 3px var(--green-light);
}

.center-button{
  display: flex;
  justify-content: center;
  margin-top: var(--spacing-sm);
}

.login-btn{
  width: 100%;
  max-width: 200px;
  text-align: center;
  padding: 12px 24px;
  background: var(--gradient-main);
  color: var(--white);
  font-size: 1em;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all 0.3s ease;
}

.login-btn:hover{
  background: var(--gradient-hover);
  transform: translateY(-2px);
}

.form-links{
  display: flex;
  justify-content: space-between;
  margin-top: var(--spacing-sm);
  flex-wrap: wrap;
  gap: 10px;
}

.form-links a{
  font-size: 0.9em;
  color: var(--green-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

.form-links a:hover{
  color: var(--green-secondary);
  text-decoration: underline;
}

.contacts-page{
  text-align: center;
  padding: 50px var(--spacing-sm);
  margin: 0 auto;
  max-width: 900px;
}

.contacts-page h2{
  color: var(--green-primary);
  font-size: 2.5em;
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
}

.contacts-page ul{
  list-style: none;
  padding: 0;
  font-size: 1.2em;
  color: var(--text-secondary);
}

.contacts-page ul li{
  margin-bottom: 15px;
}

.contacts-page ul li a{
  color: var(--green-primary);
  text-decoration: none;
  font-weight: 700;
  transition: color 0.3s ease;
}

.contacts-page ul li a:hover{
  text-decoration: underline;
  color: var(--green-secondary);
}

.contact-layout{
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-sm);
  justify-content: space-between;
  align-items: flex-start;
}

.contact-info-map{
  display: flex;
  flex-direction: column;
  flex: 2;
  gap: var(--spacing-sm);
}

.contact-info{
  flex: 1;
  min-width: 300px;
}

.map-container{
  flex: 1;
  min-width: 300px;
}

.map-container iframe{
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.feedback-form{
  flex: 1;
  min-width: 300px;
  max-width: 400px;
  background-color: var(--white);
  padding: var(--spacing-sm);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.feedback-form h3{
  margin-bottom: 15px;
  font-size: 1.8em;
  color: var(--green-primary);
  font-weight: 700;
}

.feedback-form form{
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.feedback-form form input,
.feedback-form form textarea{
  padding: 10px;
  font-size: 1em;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  width: 100%;
}

.feedback-form form button{
  background: var(--gradient-main);
  color: var(--white);
  font-size: 1.1em;
  padding: 12px;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-weight: 600;
  transition: all 0.3s ease;
}

.feedback-form form button:hover{
  background: var(--gradient-hover);
  transform: translateY(-2px);
}

.social-links{
  margin-top: 30px;
  display: flex;
  justify-content: center;
  gap: var(--spacing-sm);
}

.social-links a{
  display: inline-block;
  text-align: center;
  transition: transform 0.3s ease;
}

.social-links a:hover{
  transform: translateY(-5px);
}

.social-links .icon{
  width: 40px;
  height: 40px;
  transition: all 0.3s ease;
  filter: grayscale(100%);
}

.social-links .icon:hover{
  transform: scale(1.2);
  filter: grayscale(0);
}

.loan-container{
  display: flex;
  flex-wrap: wrap;
  gap: 15px;
  margin-top: var(--spacing-sm);
  max-width: 100%;
  justify-content: center;
}

.loan-column{
  flex: 1 1 calc(25% - 15px);
  max-width: calc(25% - 15px);
  min-width: 280px;
  height: 200px;
  background-size: cover;
  background-position: center;
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2em;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.3s ease;
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.loan-column:hover{
  transform: scale(1.05);
  box-shadow: var(--shadow-lg);
}

.loan-title{
  background-color: rgba(0, 0, 0, 0.7);
  color: var(--white);
  font-size: 1.1em;
  font-weight: 700;
  text-align: center;
  padding: 12px;
  position: absolute;
  bottom: 0;
  width: 100%;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
}

.loan-details{
  margin-top: var(--spacing-sm);
  max-width: 100%;
}

.loan-detail-content{
  display: none;
  background: var(--white);
  padding: var(--spacing-sm);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  text-align: center;
  max-width: 90%;
  margin: 10px auto;
}

.loan-detail-content h3{
  margin-bottom: 15px;
  color: var(--green-primary);
  font-weight: 700;
}

.slider-container{
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: var(--spacing-sm) 0;
  gap: 10px;
}

.slider-container input[type="range"]{
  flex-grow: 1;
  margin: 0 10px;
  width: 70%;
}

.slider-container span{
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
}

input[type="range"]{
  width: 80%;
  margin: 15px 0;
  accent-color: var(--green-primary);
}

#response-message{
  position: fixed;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background-color: var(--white);
  padding: var(--spacing-sm);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  z-index: 9999;
  width: 80%;
  max-width: 500px;
  text-align: center;
  display: none;
}

.alert{
  padding: 15px;
  margin-top: 10px;
  border-radius: var(--radius-sm);
  font-size: 16px;
  text-align: center;
  font-weight: 600;
}

.alert-success{
  background-color: #28a745;
  color: white;
}

.alert-danger{
  background-color: #dc3545;
  color: white;
}

.fraud-backdrop{
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(0, 0, 0, 0.6);
  z-index: 9998;
}

.fraud-modal{
  position: fixed;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background-color: var(--white);
  color: var(--text-primary);
  padding: 30px;
  max-width: 550px;
  width: 90%;
  z-index: 9999;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  font-size: 1em;
  line-height: 1.6;
  text-align: left;
}

.fraud-modal-content b{
  color: #c82333;
  font-weight: bold;
}

.fraud-modal-content p{
  margin: 10px 0;
}

.fraud-modal button{
  display: block;
  margin: var(--spacing-sm) auto 0;
  padding: 12px 24px;
  background-color: #d9534f;
  color: var(--white);
  border: none;
  border-radius: var(--radius-sm);
  font-weight: bold;
  cursor: pointer;
  transition: background-color 0.3s ease;
}

.fraud-modal button:hover{
  background-color: #c82333;
}

body.modal-open{
  overflow: hidden;
}

.highlight{
  font-weight: bold;
  color: #c00;
}

@keyframes fadeInScale{
  0%{
    opacity: 0;
    transform: translate(-50%, -50%) scale(0.95);
  }
  100%{
    opacity: 1;
    transform: translate(-50%, -50%) scale(1);
  }
}

.fraud-modal{
  animation: fadeInScale 0.3s ease-out;
}

@keyframes fadeIn{
  from{
    opacity: 0;
    transform: translateY(20px);
  }
  to{
    opacity: 1;
    transform: translateY(0);
  }
}

@media (min-width: 1024px){
  .hero{
    min-height: 60vh;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0 var(--spacing-md);
  }
}

@media (max-width: 768px){
  .services-container{
    flex-direction: column;
    align-items: center;
  }

  .service{
    max-width: 100%;
    margin-bottom: var(--spacing-sm);
    flex-direction: column;
    text-align: center;
  }

  .service img{
    width: 100%;
    height: 180px;
    flex: none;
  }

  .service-content{
    align-items: center;
  }

  .service-content .btn{
    align-self: center;
    margin-top: 15px;
  }

  .section-row{
    flex-direction: column;
  }

  .section-image img{
    max-width: 100%;
  }

  .login-support-container{
    flex-direction: column;
  }

  .login-box,
  .support-box{
    max-width: 100%;
  }

  .loan-column{
    flex: 1 1 100%;
    max-width: 100%;
    height: 150px;
  }

  .contact-layout{
    flex-direction: column;
    margin: 0 auto;
  }

  .feedback-form{
    max-width: 100%;
  }
}

.container{
  width: min(var(--container-width), calc(100% - 32px));
  margin: 0 auto;
}

.hero-about{
  position: relative;
  overflow: hidden;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
}

.hero-about .hero-overlay{
  position: absolute;
  inset: 0;
  background:
    radial-gradient(900px 500px at 10% 10%, rgba(255,255,255,.18), transparent 60%),
    radial-gradient(700px 450px at 90% 30%, rgba(255,210,0,.14), transparent 55%),
    linear-gradient(180deg, rgba(0,0,0,.10), rgba(0,0,0,.30));
  pointer-events: none;
  z-index: 0;
}

.hero-inner{
  position: relative;
  z-index: 1;
}

.hero-content{
  max-width: 860px;
  margin: 0 auto;
}

.hero-badge{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.18);
  font-weight: 700;
  margin-bottom: 14px;
}

.hero-actions{
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 18px;
}

.hero-highlights{
  margin-top: 26px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  text-align: left;
}

.highlight{
  padding: 14px 14px;
  border-radius: var(--radius-xl);
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.16);
  box-shadow: 0 10px 24px rgba(0,0,0,.10);
}

.highlight-title{
  font-weight: 900;
  margin-bottom: 4px;
}

.highlight-text{
  font-size: .95em;
  opacity: .92;
  line-height: 1.5;
}

.section{
  padding: var(--spacing-lg) 0;
}

.section-intro{
  background: var(--surface-secondary);
}

.section-cards{
  background: var(--white);
}

.section-cards.alt{
  background: var(--surface-secondary);
}

.section-split{
  background: var(--white);
}

.section-split.alt{
  background: var(--surface-secondary);
}

.section-timeline{
  background: var(--surface-secondary);
}

.section-cta{
  background: var(--white);
}

.section-head{
  text-align: center;
  max-width: 820px;
  margin: 0 auto var(--spacing-sm);
}

.section-head h2{
  margin-bottom: 10px;
  color: var(--green-primary);
}

.muted{
  color: var(--text-secondary);
  line-height: 1.7;
}

.lead{
  font-size: 1.1em;
  line-height: 1.75;
  color: var(--text-primary);
}

.card{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  padding: 22px;
}

.intro-grid{
  display: grid;
  grid-template-columns: 1.4fr .9fr;
  gap: 18px;
  align-items: start;
}

.intro-stats{
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.stat-card{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  padding: 18px;
}

.stat-value{
  font-size: 1.7em;
  font-weight: 900;
  line-height: 1.1;
  background: var(--gradient-main);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.stat-label{
  margin-top: 6px;
  color: var(--text-secondary);
}

.feature-grid{
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 18px;
}

.feature-card{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  padding: 18px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.feature-card:hover{
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--border-strong);
}

.feature-card h3{
  margin: 6px 0 8px;
  color: var(--green-primary);
}

.feature-icon{
  width: 46px;
  height: 46px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  background: linear-gradient(180deg, rgba(11,61,26,.10), rgba(11,61,26,.04));
  border: 1px solid rgba(11,61,26,.12);
}

.cards-grid{
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.info-card{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  padding: 18px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.info-card:hover{
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--border-strong);
}

.info-card h3{
  margin-bottom: 8px;
  color: var(--green-primary);
}

.split{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 26px;
  align-items: center;
}

.split.reverse{
  grid-template-columns: .9fr 1.1fr;
}

.split.reverse .split-text{
  order: 2;
}

.split.reverse .split-media{
  order: 1;
}

.split-text h2{
  margin-bottom: 10px;
  color: var(--green-primary);
}

.split-media img{
  width: 100%;
  max-height: 420px;
  object-fit: cover;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
}

.section .hidden-text{
  margin-top: 14px;
  padding: 14px;
  border-radius: var(--radius-xl);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  line-height: 1.8;
}

.nice-list{
  margin: 0;
  padding-left: 18px;
}

.nice-list li{
  margin: 10px 0;
  line-height: 1.6;
}

.timeline{
  max-width: 900px;
  margin: 18px auto 0;
  position: relative;
  padding-left: 18px;
}

.timeline:before{
  content:"";
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: rgba(0,0,0,.08);
}

.t-item{
  position: relative;
  display: flex;
  gap: 14px;
  padding: 14px 0;
}

.t-dot{
  width: 14px;
  height: 14px;
  border-radius: 999px;
  background: var(--yellow);
  border: 3px solid var(--white);
  box-shadow: 0 6px 16px rgba(0,0,0,.12);
  margin-left: 1px;
  flex: 0 0 auto;
}

.t-content{
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  border-radius: var(--radius-xl);
  padding: 14px 16px;
  width: 100%;
}

.t-year{
  font-weight: 900;
  color: var(--text-primary);
}

.t-title{
  margin-top: 2px;
  font-weight: 800;
  color: var(--green-primary);
}

.t-text{
  margin-top: 6px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.penalty-rate-wrap{
  display:inline-flex;
  align-items:center;
  gap:8px;
}

.penalty-rate-value{
  font-weight:600;
}

.penalty-rate-trigger{
  border:0;
  background:transparent;
  padding:4px;
  border-radius:10px;
  cursor:pointer;
  line-height:0;
  opacity:.85;
  transition:opacity .15s ease, transform .15s ease, background .15s ease;
}

.penalty-rate-trigger:hover{
  opacity:1;
  background:rgba(0,0,0,.06);
}

.penalty-rate-trigger:active{
  transform:translateY(1px);
}

.penalty-rate-trigger:focus{
  outline:none;
  box-shadow:0 0 0 3px rgba(20, 90, 36, .25);
}

.penalty-chevron{
  transition:transform .18s ease;
}

.penalty-rate-trigger.is-open .penalty-chevron{
  transform:rotate(180deg);
}

.cta-box{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 22px;
  border-radius: 18px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  background: linear-gradient(180deg, rgba(11,61,26,.06), rgba(11,61,26,.02));
}

.cta-actions{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero .btn-outline{
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,.65);
}

.hero .btn-outline:hover{
  background: rgba(255,255,255,.14);
  border-color: rgba(255,255,255,.18);
}

@media (max-width: 980px){
  header{
    padding: 10px 14px;
  }

  header h1{
    font-size: 1.1em;
  }

  .desktop-menu{
    display: none;
  }

  .hamburger{
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 8px 10px;
    border-radius: 10px;
    border: 1px solid rgba(255,255,255,.22);
    background: rgba(255,255,255,.12);
  }

  nav{
    flex: 0 0 auto;
  }

  .hero-highlights{
    grid-template-columns: 1fr;
  }

  .intro-grid{
    grid-template-columns: 1fr;
  }

  .split{
    grid-template-columns: 1fr;
  }

  .split.reverse .split-text{
    order: 1;
  }

  .split.reverse .split-media{
    order: 2;
  }

  .feature-grid{
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .cards-grid{
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .cta-box{
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 560px){
  .feature-grid{
    grid-template-columns: 1fr;
  }

  .cards-grid{
    grid-template-columns: 1fr;
  }
}
